PP Commercial

Banking SolutionsBuilt for Business

From startups to Fortune 500 companies, we provide comprehensive financial solutions to help your business grow, manage cash flow, and achieve your goals.

50K+
Business Clients
$50B+
Assets Managed
98%
Client Satisfaction
FDIC
Insured

New! Instant account approval for all businesses. No extensive documentation required.

AI-Powered Banking

Ahead of the Curve with Virtual Assistance

24/7 AI Banking Assistant

Get instant answers to banking questions, account help, and transaction support anytime.

Smart Financial Insights

AI-driven analytics provide personalized recommendations for cash flow optimization.

Automated Business Tools

Virtual assistance for invoicing, expense tracking, and financial reporting.

Predictive Banking

AI predicts your business needs and suggests proactive financial solutions.

AI Assistant Online

"Hello! I'm PP Commercial's AI assistant. I can help you with account questions, financial planning, and business banking solutions. Try me out!"

Complete Business Banking Solutions

Everything your business needs to manage finances efficiently, from basic banking to advanced treasury management.

Instant Account Opening
Open a business account in minutes with our streamlined application process.
  • No extensive documentation
  • Instant approval
  • Start banking immediately
  • No minimum balance
Open Account Now
Business Checking
Flexible checking accounts designed for businesses of all sizes with competitive fees and features.
  • No minimum balance options
  • Free online banking
  • Mobile deposits
  • Overdraft protection
Open Account
Business Savings
Earn competitive interest on your business funds while maintaining easy access to your money.
  • Competitive interest rates
  • No monthly maintenance fees
  • Automatic transfers
  • FDIC insured
Start Saving
Digital Banking
Complete online and mobile banking platform designed specifically for business needs.
  • Real-time account monitoring
  • Mobile check deposit
  • Wire transfers
  • Account alerts
Learn More
International Banking
Global banking solutions for businesses engaged in international trade and commerce.
  • Foreign exchange
  • Letters of credit
  • International wire transfers
  • Trade finance
Explore Services
Merchant Services
Accept payments anywhere with our comprehensive merchant processing solutions.
  • Credit card processing
  • Point-of-sale systems
  • E-commerce solutions
  • Mobile payments
Get Started
Payroll Services
Streamline your payroll process with our comprehensive payroll management solutions.
  • Direct deposit
  • Tax filing
  • Employee self-service
  • Time tracking integration
Learn More
Cash Management
Optimize your cash flow with our advanced treasury and cash management services.
  • Automated clearing house
  • Lockbox services
  • Sweep accounts
  • Fraud prevention
Discover Solutions
Business Credit Cards
Flexible credit solutions to help manage expenses and build business credit history.
  • Rewards programs
  • Expense tracking
  • Employee cards
  • Flexible credit limits
Apply Now

Business Lending Solutions

From equipment purchases to real estate acquisitions, we have the lending expertise to fuel your business growth.

Popular
Commercial Real Estate
Finance your business property with competitive rates and flexible terms.
Starting at 6.25% APR
  • Up to $50M financing
  • Fixed & variable rates
  • Owner-occupied & investment
  • SBA 504 loans available
Apply Now
Equipment Financing
Get the equipment your business needs with financing up to 100% of the purchase price.
Starting at 5.99% APR
  • New & used equipment
  • Up to 7-year terms
  • Fast approval process
  • Seasonal payment options
Apply Now
Working Capital
Lines of credit and term loans to support your business operations and growth.
Starting at 7.25% APR
  • Lines up to $5M
  • Revolving credit options
  • Seasonal adjustments
  • Quick access to funds
Apply Now
SBA Preferred
SBA Loans
Government-backed loans with favorable terms for qualified small businesses.
Starting at 11.5% APR
  • SBA 7(a) & 504 programs
  • Lower down payments
  • Longer repayment terms
  • Competitive rates
Apply Now
Business Lines of Credit
Flexible credit lines that provide access to funds when you need them most.
Starting at 8.75% APR
  • $10K to $1M credit lines
  • Interest-only payments
  • Online account management
  • No prepayment penalties
Apply Now
Acquisition Financing
Finance business acquisitions, buyouts, and expansion opportunities.
Starting at 7.5% APR
  • Up to $25M financing
  • Flexible structures
  • Fast closing process
  • Expert advisory services
Apply Now

Need Help Choosing the Right Loan?

Our experienced commercial lending team will work with you to find the perfect financing solution for your business needs.

Treasury Management Services

Sophisticated cash management solutions to optimize your business operations and improve efficiency.

ACH Services
Automated Clearing House services for efficient electronic payments and collections.
  • Direct deposit payroll
  • Vendor payments
  • Customer collections
  • Same-day ACH available
Fraud Prevention
Advanced security measures to protect your business from payment fraud and cyber threats.
  • Positive pay
  • ACH blocks & filters
  • Wire transfer controls
  • Account monitoring
Cash Flow Management
Optimize your cash position with automated investment and concentration services.
  • Sweep accounts
  • Investment options
  • Concentration banking
  • Liquidity management
Lockbox Services
Accelerate receivables collection with our secure lockbox processing services.
  • Retail & wholesale lockbox
  • Electronic reporting
  • Image services
  • Exception handling
Wire Transfer Services
Secure domestic and international wire transfers with competitive rates and fast processing.
  • Same-day processing
  • International wires
  • Repetitive wire templates
  • Online initiation
Account Reconciliation
Streamline your reconciliation process with automated reporting and exception management.
  • Automated reconciliation
  • Exception reporting
  • Historical data access
  • Custom reporting

Why Choose Our Treasury Services?

Dedicated Relationship Manager

Personal service from experienced treasury professionals

Advanced Technology Platform

State-of-the-art online banking and reporting tools

Customized Solutions

Tailored services to meet your specific business needs

Competitive Pricing

Transparent, competitive pricing with no hidden fees

Ready to Optimize Your Cash Management?

Let our treasury management experts analyze your current processes and recommend solutions to improve efficiency and reduce costs.

Industry Expertise

We understand the unique challenges and opportunities in your industry, providing specialized solutions and expert guidance.

Healthcare
Specialized banking solutions for medical practices, hospitals, and healthcare organizations.
  • Medical practice loans
  • Equipment financing
  • Receivables financing
  • Professional liability coverage
Education
Financial services tailored for schools, universities, and educational institutions.
  • Municipal bonds
  • Capital project financing
  • Endowment management
  • Student loan programs
Construction
Banking solutions designed for contractors, developers, and construction companies.
  • Construction loans
  • Equipment financing
  • Bonding services
  • Progress payment solutions
Retail
Comprehensive banking services for retailers and e-commerce businesses.
  • Merchant processing
  • Inventory financing
  • Seasonal credit lines
  • POS integration
Transportation
Financial solutions for trucking, logistics, and transportation companies.
  • Fleet financing
  • Fuel cards
  • Factoring services
  • Equipment loans
Manufacturing
Banking services designed for manufacturers and industrial companies.
  • Working capital lines
  • Equipment financing
  • International trade services
  • Supply chain financing

Don't See Your Industry?

We work with businesses across all industries. Our experienced relationship managers will understand your unique needs and provide customized solutions.

Business Resources

Access valuable tools, insights, and educational content to help your business succeed and grow.

Financial Calculators
Interactive tools to help you make informed financial decisions for your business.
  • Loan payment calculator
  • Cash flow projector
  • ROI calculator
  • Break-even analysis
Business Guides
Comprehensive guides covering essential business and financial topics.
  • Starting a business
  • Cash flow management
  • Business credit building
  • Tax planning strategies
Market Insights
Stay informed with our latest economic research and market analysis.
  • Economic forecasts
  • Industry reports
  • Interest rate outlook
  • Market commentary
Webinars & Events
Educational webinars and networking events for business owners and executives.
  • Monthly webinar series
  • Industry conferences
  • Networking events
  • Expert panels
Forms & Documents
Access important forms and documents for your business banking needs.
  • Account opening forms
  • Loan applications
  • Service agreements
  • Compliance documents
Video Library
Learn about our services and business best practices through our video content.
  • Product demonstrations
  • How-to tutorials
  • Customer success stories
  • Expert interviews

Get in Touch

Ready to take your business banking to the next level? Our experienced team is here to help.

Contact Information

Business Banking

1-800-PPC-BANK

Monday - Friday: 7:00 AM - 7:00 PM EST

Email Support

PPC@commercialbank.com

Response within 24 hours

Branch Locations

Virtual Banking Only

Business Hours

Monday - Friday: 7:00 AM - 7:00 PM EST

Saturday: 9:00 AM - 1:00 PM

Sunday: Closed

Request a Consultation